As nonprofits face an increasing amount of need by those they serve, they can also look forward to a host of potential pitfalls on the back end. Nonprofits should keep an eye open to several trends that could impact operations by boosting their exposure to risk. Potential Property Pitfalls The…
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Don’t get caught without proper coverage. In a time of increased uncertainty and volatility, do you understand the value of directors and officers coverage when it comes to asset protection? For any organization who has individuals with fiduciary or governmental impact, it is important to understand the limits of your D&O coverage,…
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Do you remember the story about a college dean who famously said, “Look to your left and then look to your right, at the end of the term one of them won’t be here?” That fabled tale can sadly be applied to employers about their staff — Look to your…
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The best time to prepare for a crisis is when there’s nothing on the horizon, but something will eventually happen. You can minimize the impact by planning ahead. This, in a nutshell, is the goal of personal risk management. Our five tenets of personal risk management are: protect you, your…
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CLEVELAND, Jan. 3, 2022 – Robert Klonk, chairman and CEO of Oswald Companies and Unison Risk Advisors, and Eddie Taylor, president and CEO of Taylor Oswald, were named to the Crain’s Cleveland Business Power 150 class of 2022. The Power 150 consists of executives leading Northeast Ohio’s most influential organizations…
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In the United States, 29 percent of all companies are minority business enterprises (MBEs), and that number will continue to grow. It is important to ensure your company has a solid diversity, equity and inclusion (DEI) plan in place to work with MBEs so it doesn’t get left behind. The…
Read MoreIt’s more important than ever to purchase cyber liability insurance and consider increasing your limits. The cyber insurance market is changing rapidly in response to an alarming increase in high-profile ransomware and vendor incidents. According to the Coveware Quarterly Ransomware Report, more than 70 percent of victims were companies with…
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In the current world, a new reality is the rising number of mass shootings that occur throughout the United States every day. In fact, mass shootings have increased 52.5 percent in 2021 compared to 2020. It’s impossible to predict random acts of violence and where they can occur, but part…
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The computer emergency response team (CERT) defines ‘Insider Threats‘ as: The potential for an individual who has or had authorized access to an organization’s assets to use their access, either maliciously or unintentionally, to act in a way that could negatively affect the organization. Insider threats can come in many forms, including…
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As school events and community activities return to full swing this fall, more of us are volunteering our time to help at these events. Whether you’re coaching your local elementary school’s soccer team or handing out water at a 5K, each volunteer has an important role to make sure events…
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