The best time to prepare for a crisis is when there’s nothing on the horizon, but something will eventually happen. You can minimize the impact by planning ahead. This, in a nutshell, is the goal of personal risk management. Our five tenets of personal risk management are: protect you, your…
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CLEVELAND, Jan. 3, 2022 – Robert Klonk, chairman and CEO of Oswald Companies and Unison Risk Advisors, and Eddie Taylor, president and CEO of Taylor Oswald, were named to the Crain’s Cleveland Business Power 150 class of 2022. The Power 150 consists of executives leading Northeast Ohio’s most influential organizations…
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In the United States, 29 percent of all companies are minority business enterprises (MBEs), and that number will continue to grow. It is important to ensure your company has a solid diversity, equity and inclusion (DEI) plan in place to work with MBEs so it doesn’t get left behind. The…
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It’s more important than ever to purchase cyber liability insurance and consider increasing your limits. The cyber insurance market is changing rapidly in response to an alarming increase in high-profile ransomware and vendor incidents. According to the Coveware Quarterly Ransomware Report, more than 70 percent of victims were companies with…
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In the current world, a new reality is the rising number of mass shootings that occur throughout the United States every day. In fact, mass shootings have increased 52.5 percent in 2021 compared to 2020. It’s impossible to predict random acts of violence and where they can occur, but part…
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The computer emergency response team (CERT) defines ‘Insider Threats‘ as: The potential for an individual who has or had authorized access to an organization’s assets to use their access, either maliciously or unintentionally, to act in a way that could negatively affect the organization. Insider threats can come in many forms, including…
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As school events and community activities return to full swing this fall, more of us are volunteering our time to help at these events. Whether you’re coaching your local elementary school’s soccer team or handing out water at a 5K, each volunteer has an important role to make sure events…
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COVINGTON – June 10, 2022 – Taylor Oswald, minority-owned firm and partner organization of Oswald Companies, announced the opening of a new location in Northern Kentucky. Located at 6 East 5th Street in the heart of downtown Covington, this location will allow the company to better serve clients in both…
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When you absolutely, positively have to have something now, as the old commercial goes, we’re finding out that supply chain issues are making it harder and harder to get the materials we need on time. A recent article on insurancebusinessmag.com highlights insurance coverage at a time of business interruptions. The…
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Within the last 24-36 months, we have experienced an environment of rising rates and premium due to: -Billions in losses stemming from catastrophic losses and natural disasters -Decreased carrier investment returns caused by low interest rates -Increased re-insurance rates -Uptick in underwriter scrutiny of renewal submissions The global pandemic has…
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