Receiving funding from taxpayers puts public entities in the unique position of managing rising costs, protecting public assets and remaining committed to providing exceptional services to the community, often under a constrained budget. To achieve those goals, you must attract and retain capable employees, which requires a competitive employee benefits package.

It can be tricky, but using the right tools can make a huge difference.


Created by public entities for public entities, this program enables you to take advantage of opportunities designed specifically for organizations like yours.

Regulations enable and encourage public entities to use programs secured by similar entities. You have the potential to buy better benefits at a lower cost and with less hassle because you don’t have to launch your own public bidding process or buy solely for your small employee base.

You gain buying power and a competitive edge, while your employees and their families are given the tools to live healthier lives.

We will help you find the right employee benefits solution to suit your needs and we’ll help you navigate the process.

 Key advantages of PublicSmart for all benefit plan designs.

  • Improved and predictable cost structure
  • Data transparency
  • Plan options and control
  • Group purchasing options through exclusive networks
  • Reduced administrative burden

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About Us

PublicSmart, in partnership with Taylor Oswald and a select group of carriers, is a leading provider of group benefits, property and casualty insurance. No one better understands the resource limitations you face, which is why our technicians and strategists operate as an extension of your team.

Through the region’s largest employee benefits staff, we deliver access to exclusive program and leading edge cost containment solutions. You’ll experience innovation, resourcefulness, integrity from a team who cares, respects and communicates second to none.

PublicSmart is brokered by Taylor Oswald, who provides premier service, value and packaged services for PublicSmart clients. 

The benefits advisor to participating public sector employers, Taylor Oswald is a minority-owned firm advising clients on the best-suited risk management strategies to provide peace of mind, optimal protection and value in the areas of property & casualty, employee benefits and health management, personal insurance management, retirement plan services and life insurance. With an inherent belief in equality, we embrace our differences and seek to build lasting and trusting relationships with every interaction, every day.

With employees who have sat in your seat, consider a unique strategic partner that possesses a comprehensive understanding of the existing and emerging risks your community faces; from projects to personnel and the population at–large.